Starting in January 2017, Canadian investors may have difficulty comparing their performance to a suitable benchmark. This is because provincial securities regulators will require advisors to report money-weighted rates of return, which are less useful for benchmarking. By using an approximate time-weighted rate of return (such as the Modified Dietz method), investors will be better able to gauge their performance relative to index benchmarks.

Estimating the tax drag on foreign dividends and interest received from your ETFs has always, well, been a drag. So toss that boring white paper aside and give this calculator a whirl instead.

Once you’ve calculated your portfolios modified diet rate of return, benchmark it to a suitable portfolio of ETFs to see how you’re doing. Simply type in your target percentage for each ETF making sure they add up to 100% and the calculator will do the rest.

For DIY investors who manage multiple accounts, rebalancing can be complicated and stressful. This calculator will help you stay on target. The spreadsheet allows for up to 10 accounts, as well as two holdings per asset class. It also incorporates the 5/25 rule popularized by Larry Swedroe, which says you should consider rebalancing when an asset class is off target by an absolute 5% or a relative 25%.